Home Mortgage Refinance

“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.

Don’t pay higher than current market rates

Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you build equity more quickly. Your current loan terms, market rates and timeline for remaining in your home all play key roles in determining whether or not it’s the right time to refinance.

Why consider a refinance?

Change your rates

Refinance at a lower rate to reduce your monthly payments

Take cash out

Access the money in your home and put it toward other investments

Reduced term

Build equity faster and take less time paying off the mortgage

Consolidate Debt

Roll all of your monthly debts into a single low payment

Convert arm

Replace your adjustable-rate mortgage (ARM) with a fixed-rate loan

Avoid ballon payments

Extend repayment by switching to adjustable or fixed

Remove PMI

Private Mortgage Insurance (PMI) payments can be removed if loan balance will be less than 80% of the home’s value

Times change and so do our individual circumstances. That can mean the mortgage you have is no longer the best program available. Our expert lenders can help you determine if refinancing your loan is a wise financial decision. At SouthStar Bank Mortgage, our flexible, common-sense lenders are dedicated to finding the financial solution that’s best for you. With regional locations in Austin, North and South Texas, we’re ready to discuss your mortgage refinance options.

Experienced lenders
Personal service
Competitive rates
Fast underwriting turnaround time
15 to 30-year terms available
Fixed and adjustable rate options
Option to roll in closing costs

Talk to A Loan Expert

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