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No Down Payment Mortgage

Beat the Down Payment Challenge

The most common barrier to home ownership is coming up with the down payment. As home prices rise, the standard 10-20 percent buyer equity requirement becomes even harder to manage. Until now.

SouthStar Bank’s in-house financing program offers an alternative to strict down payment requirements. This unique program enables qualified buyers to make their dream of home ownership a reality.

Zero Down WealthBuilder Mortgage up to $700k

  • Great option for first-time home buyers
  • Minimize out-of-pocket expenses and preserve cash-on-hand
  • Primary, owner occupied residence only (no second homes, rentals or investment properties)
  • Minimum credit score of 700 required to qualify

*Loans, lines of credit, and credit cards are subject to credit approval. Other fees and restrictions may apply. SouthStar Bank is an Equal Housing Lender. NMLS #410624.