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No Down Payment Mortgage

Beat the Down Payment Challenge

The most common barrier to home ownership is coming up with the down payment. As popularity continues to surge across Texas, markets from Austin and San Antonio to Houston and up through Waco become increasingly competitive. With home prices on the rise, the standard 10-20 percent buyer equity requirement becomes even harder to manage. Until now.

SouthStar Bank’s in-house financing program offers an alternative to strict down payment requirements. This unique program enables qualified buyers to make their dream of home ownership a reality today.

SouthStar Bank’s in-house financing program offers an alternative to strict down payment requirements. This unique program enables qualified buyers to make their dream of home ownership a reality.

Zero Down WealthBuilder Mortgage up to $700k

  • Great option for first-time home buyers
  • Minimize out-of-pocket expenses and preserve cash-on-hand
  • Primary, owner occupied residence only (no second homes, rentals or investment properties)
  • Minimum credit score of 700 required to qualify

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*Loans, lines of credit, and credit cards are subject to credit approval. Other fees and restrictions may apply. SouthStar Bank is an Equal Housing Lender. NMLS #410624.