Home Mortgage Refinance
Don’t pay higher than current market rates
Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you build equity more quickly. Your current loan terms, market rates and timeline for remaining in your home all play key roles in determining whether or not it’s the right time to refinance.
Why consider a refinance?
Change your rate
Refinance at a lower rate to reduce your monthly payments
Take cash out
Access the money in your home and put it toward other investments
Reduce term
Build equity faster and take less time paying off the mortgage
Consolidate debt
Roll all of your monthly debts into a single low payment
Convert ARM
Replace your adjustable-rate mortgage (ARM) with a fixed-rate loan
Avoid balloon payments
Extend repayment by switching to adjustable or fixed
Remove PMI
Private Mortgage Insurance (PMI) payments can be removed if loan balance will be less than 80% of the home’s value
Times change and so do our individual circumstances. That can mean the mortgage you have is no longer the best program available. Our expert lenders can help you determine if refinancing is a wise financial decision. At SouthStar Bank Mortgage, our flexible, common-sense lenders are dedicated to finding the financial solution that’s best for you.
- Experienced lenders
- Personal service
- Competitive rates
- Fast underwriting turnaround time
- 15 to 30-year terms available
- Fixed and adjustable rate options
- Option to roll in closing costs
Contact Us
Please complete the form below and one of our mortgage lenders will be in touch. For immediate assistance during business hours, please call or visit your nearest branch.
Loans, lines of credit, and credit cards are subject to credit approval. Other fees and restrictions may apply.
SouthStar Bank is an Equal Housing Lender. NMLS #410624
SouthStar Bank is an Equal Housing Lender. NMLS #410624