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Home Mortgage Refinance

Mortgage Application Notice: SouthStar Bank is currently experiencing a high volume of mortgage refinance applications. We are prioritizing purchase applications to ensure we meet closing dates, but will process your refinance requests as quickly as possible. We appreciate your patience and thank you for your loyalty.

Don’t pay higher than current market rates

Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you build equity more quickly. Your current loan terms, market rates and timeline for remaining in your home all play key roles in determining whether or not it’s the right time to refinance.

Why consider a refinance?

Change your rate

Refinance at a lower rate to reduce your monthly payments

Take cash out

Access the money in your home and put it toward other investments

Reduce term

Build equity faster and take less time paying off the mortgage

Consolidate debt

Roll all of your monthly debts into a single low payment

Convert ARM

Replace your adjustable-rate mortgage (ARM) with a fixed-rate loan

Avoid balloon payments

Extend repayment by switching to adjustable or fixed

Remove PMI

Private Mortgage Insurance (PMI) payments can be removed if loan balance will be less than 80% of the home’s value

Times change and so do our individual circumstances. That can mean the mortgage you have is no longer the best program available. Our expert lenders can help you determine if refinancing your loan is a wise financial decision. At SouthStar Bank Mortgage, our flexible, common-sense lenders are dedicated to finding the financial solution that’s best for you. With regional locations in Austin, North and South Texas, we’re ready to discuss your mortgage refinance options.
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  • Experienced lenders
  • Personal service
  • Competitive rates
  • Fast underwriting turnaround time
  • 15 to 30-year terms available
  • Fixed and adjustable rate options
  • Option to roll in closing costs
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Talk to A Loan Expert

Please complete the form below and one of our mortgage lenders will be in touch. For immediate assistance during business hours, please call or visit your nearest branch.

    *Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.

    Loans, lines of credit, and credit cards are subject to credit approval. Other fees and restrictions may apply.
    SouthStar Bank is an Equal Housing Lender. NMLS #410624