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SouthStar Bank

At SouthStar Bank, we honor our 100-year Texas heritage by focusing on community values and personal relationships coupled with flexible, common-sense lending.  From basic personal checking and savings to complex multi-million dollar commercial loans, you can count on our experienced professionals to help you meet your goals.

While we’re continually striving to offer the very best in service, convenience and security, our founding commitment remains the same: To provide friendly, flexible financial services where we live and work – Texas Style!

 

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Investing In Our Communities

SouthStar Bank 100-Year History

An overview of the last 100 years.

SouthStar Bank opened its doors as The Farmers and Merchants Bank of Moulton in 1920 with the motto Safety, Strength and Service.  Sixty-one years after opening, The Farmers and Merchants State Bank changed its name to Moulton State Bank in 1981. That same year, the Raymond G. Schindler family of Houston, TX purchased controlling interest in the Bank through holding company Southern Bancshares, Inc., which still holds majority interest today. The purchase supplemented the holding company’s acquisitions of First State Bank of Bremond in 1973 and Lott State Bank in 1975.

The Bank’s name was once again changed nine years later to the First State Bank of Moulton in 1990. The name change represented the historical significance of the original banks of Moulton. The historic “Boehm Mercantile Store” was purchased soon after for conversion into expanded headquarters where the bank still operates today.

Due to the bank’s friendly and flexible brand of community-style banking, the bank expanded into neighboring communities and counties, opening a new branch in Shiner, TX in June 1997, followed by one in Gonzales, TX in February 2005.  Around the same time, a Loan Production Office was opened in Austin, representing the Bank’s entry into a growing urban market.

In 2004 the Bank’s name was changed to Lone Star Bank, S.S.B. to better reflect the bank’s expanding regional presence in Texas. Another decade of growth ensued as the holding company expanded into more urban markets, including the construction of several flagship facilities in the Austin area under the Lone Star and First Star brands.

Operations under the current name, SouthStar Bank, S.S.B., began on January 1, 2015 following the merger of Lone Star, First Star and Texas Star banks. The name SouthStar Bank was ultimately selected for its strong reference to the bank’s deep southern heritage, warm hospitality, and recognition as a bright star in the communities it serves.

David R. Kapavik, previous President of Lone Star Bank, was named President and CEO.  Kapavik continues to lead the organization with the current executive team: Billy Fleming, EVP & National Sales Manager for Mortgage Warehousing; Brent Gibbs, EVP & Chief Lending Officer; Cole Schindler, EVP & Strategic Development Officer; Jo Ann Biezenski, EVP, Compliance Manager & Director; Kevin Knesek, EVP & Chief Operations Officer; Lori Singleton, EVP, Chief Loan Administration Officer & Special Projects Manager; and Robert Simper, EVP & Chief Financial Officer.  Former First Star Bank President Norman Koch, now retired, serves as Business Development Advisor. Today, SouthStar Bank operates 15 full-service branches across the Central Texas region and specializes in residential mortgage, real estate and construction lending. Since opening in 1920, the Bank continues to focus on community values and personal relationships coupled with flexible, common-sense lending.

SouthStar Bank Then & Now: 1995

A look back on the Banking Industry 75 years ago.

Many changes occured between the Bank’s 50th and 75th anniversaries. The Bank changed its name twice, first to Moulton State Bank in 1981 and then to First State Bank of Moulton in 1990. In 1981, the Raymond G. Schindler family purchased controlling interest in the Bank through Southern Bancshares Holding Company, which still holds majority interest today. Expansion began with the purchase of the Brazoria Branch and David Kapavik was named President in 1995. He remains acting President and CEO.

The Banking industry continued to evolve into the mid 90’s:

  • The FDIC launches its first public website in March
  • Due to the rise of personal computers, online banking technologies began to develop.

100 years later, SouthStar Bank has continued to expand now serving 15 areas across central Texas.

We look forward to celebrating our 100th anniversary with our customers and team!

October 21 | 5:00-7:00pm | 100 S. Main St. Moulton, TX

Please note, our banking facilities will close at 2pm on Oct. 21. We will reopen for normal business hours on Oct. 22.

SouthStar Bank 100th Anniversary Events

We invite you to join us in celebrating our 100th Anniversary.

It’s our anniversary and we are celebrating! In honor of this momentous occasion, we will be hosting mini celebrations throughout October ending on October 21st in Moulton. We would not be where we are today without our terrific customers, so we invite you to join us in celebrating. All events are free and open to everyone.

Check out the event details below to find the branch party nearest you:

  • Oct. 1: Brazoria | Hot Dogs, 11am-1pm
  • Oct. 2: Leander | Breakfast, 8:30am-10:30am
  • Oct. 5: Sendero Springs | Coffee & Tea, 8am-11am
  • Oct. 6: Georgetown | BBQ & Ice Cream, 11am-1pm
  • Oct. 7: Steiner Ranch | Cookies, 8am-5pm
  • Oct. 8: Falconhead | Cookies, 8am-5pm
  • Oct. 9: Southwest Austin | Cookies & Ice Cream, 3pm-5pm
  • Oct. 13: Hearne | Kona Ice, 3pm-5pm
  • Oct. 14: Franklin | Kona Ice, 3pm-5pm
  • Oct. 15: Bremond | Kona Ice, 3pm-5pm
  • Oct. 15: Harker Heights | Family Movie Night, 5:30pm-8:30pm
  • Oct. 16: Calvert | Kona Ice, 3pm-5pm
  • Oct. 19: Gonzales | Cookies, 2:30pm-4:30pm
  • Oct. 20: Shiner | Cookies, 9am-3pm

Oct. 21: Moulton | BBQ, Live Music, & Door Prizes, 5pm-7pm

SouthStar Bank Then & Now: 1970

A look back on the Banking Industry 50 years ago.

The Bank celebrated its Golden 50th Anniversary in October of 1970. Since the 25th anniversary, the Bank had made renovations to the building and W.H. Pundt took over as Bank President.

Hallmark moments in 1970 banking included:

  • September 2, 1970 marked the one-year anniversary of the first atm opening.
  • Congress chartered the Federal Loan Mortgage Association (Freddie Mac) to provide capital to finance U.S. Housing.
  • Automated Clearing House InterBank Payment System, a private company, was created to clear checks.
  • The Bank Holding Company Amendments (BHCA) of 1970 were passed, requiring the Federal Reserve Board’s approval for the establishment of a bank holding company.

Today, SouthStar Bank continues to evolve and expand with the renovation of our Moulton Headquarters.

We will celebrate our 100th Anniversary where it all began on October 21, 5:00-7:00PM.

100 S. Main St. Moulton, TX

SouthStar Bank 100th Anniversary Book Drive

Thank you to everyone who donated to our book drive!

Over the past 100 years SouthStar Bank has built a tradition of community service, supporting past generations and the generations to come. In honor of its 100th anniversary, SouthStar Bank continued this tradition by hosting a bank-wide book drive. Each branch partnered with local elementary schools to collect new books for their libraries.

With the goal of donating 100 books in honor of its 100 years, SouthStar Bank kicked off the drive by donating 500 books. Many of the books, such as “Bunny Money” and “The Lemonade War,” provided a fun way to introduce financial education to elementary students.

The book drive was met with overwhelming support from the community. Total donations exceeded 8,200 books.

“What better way to celebrate than getting the community involved! We are fortunate to be a part of such a generous network who shares in our commitment to local youth.” said SouthStar Bank President David Kapavik. “Kids are our future, and it’s our goal to support their education and growth.”

With this goal in mind, SouthStar Bank is continuing the celebration by offering $100 scholarship bonuses to each new youth savings account opened through September 30.

SouthStar Bank Then & Now: 1945

A look back on the Banking Industry 75 years ago.

In 1945, IBM released an Accounting Machine with a three-line listing. (Pic above)

In 1945, The Farmers and Merchants Bank of Moulton (now SouthStar Bank) celebrated its 25th anniversary. During this time, the Bank moved into the old First State Bank of Moulton building. Elo C. Fehrenkamp also took over as Bank President during this year.

By 1945, the Banking Industry had been largely affected by World War II:

  • Large-scale war financing by the federal government led to the rise of Banking assets.
  • The largest single operation performed by the Federal Reserve Banks was handling war savings bonds.
  • U.S. government securities account for 57% of total banking assets.

Today, SouthStar Bank continues to serve the people that make our communities shine.

We invite you to join in our 100 year celebration in Moulton on October 21, 3:30-6:30PM.

SouthStar Bank Then & Now: 1920

A look back on the Banking Industry 100 years ago.

This year SouthStar Bank is celebrating its 100th anniversary. The Bank opened its doors as The Farmers and Merchants Bank of Moulton in October of 1920. The Bank was located at the present site of Moulton City Hall, and F.T. Fehrenkamp served as President along with Rudy Jaeggli as Vice President.

Banking looked a bit different back in 1920:

  • Banks offered installment loans, mortgages, and loans to stock market speculators on 90 percent margins.
  • Printing tabulators were introduced, which not only improved speed and accuracy of balancing vault balances, but set the stage for future technology.
  • There were no insider-trading laws

100 years later, the SouthStar Bank headquarters remains in Moulton, TX.

Mark your calendar and join us to celebrate this historical milestone on October 21!

100 S. Main St. Moulton, TX | 5-7pm

SouthStar Bank 100th Anniversary Book Drive

Help us reach our goal of 100 books for 100 years.

Over the past 100 years SouthStar Bank has built a tradition of community service, supporting past generations and the generations to come.

In honor of our 100th Anniversary, we are continuing the tradition by hosting a bank-wide book drive. Every branch has partnered with one to two schools to help add some new books to their libraries this fall. Please consider helping us reach our goal of 100 Books for 100 Years.

Our book drive is running now through September 8. New and gently used books for local students will be accepted at all SouthStar Bank Branches. Bins will be placed outside each location to adhere with social distancing guidelines.

If you would like to donate virtually, click on one of the participating schools below to view their Amazon Wishlist:

Gonzales “Come and Pull It” Tractor Pull

The Gonzales Branch of SouthStar Bank recently contributed to the ‘Come and Pull It!’ Truck and Tractor Pull as an event sponsor. The event took place over three days at J.B. Wells Park. All proceeds went to the Gonzales Elks Lodge and Gonzales Junior High Athletics.

Along with the truck and tractor pull other event activities included a 5K Color Run, Jalapeno Poppers Cook off, and a BBQ and Chili Cookoff. This annual event has become a tradition for the citizens of Gonzales. The Gonzales County Area Go Texan hosts the pull every year.

The Come and Pull It! Truck and Tractor Pull is a lively and fun-filled event, SouthStar Bank enjoys supporting and cheering on all of the participants.

Click here to learn more about the “Come and Pull It” Tractor Pull.

JB Wells Park Expo Center, CO Rd 197, Gonzales, TX 78629

Gonzales Chamber of Commerce Banquet

Members from the SouthStar Bank Gonzales Branch attended the annual Chamber of Commerce & Agriculture Banquet this year. Our team was a sponsor for the event, and had a great time interacting with other Gonzales businesses.

The event included dinner, silent and live auctions, and an awards ceremony to recognize distinguished citizens in the community. Two awards distributed were a Lifetime Award and a Community Service Award. The David B. Walshak lifetime award was presented to Dr. Kenneth Gottwald, a practicing veterinarian since 1980. The Community Service award was presented to Robert Bland who has served as the Come & Take It Committee Chairman for the past three years.

Overall, the banquet is a beautiful event to celebrate the outstanding businesses and individuals of Gonzales. SouthStar Bank is proud to be a member of the Chamber of Commerce & Agriculture.

Click here to learn about the Gonzales Chamber of Commerce Banquet

JB Wells Park Expo Center, CO Rd 197, Gonzales, TX 78629

Gonzales “Come and Take It” Festival

SouthStar Bank participated in the annual Come and Take It festivities as an event sponsor. The celebration takes place in early October in historic downtown Gonzales, TX.

The Come and Take It festival is a tradition that goes back over 60 years. Come and Take It celebrates the firing of the first shot of the Texas Revolution that occurred on October 2, 1835. Each year the community gathers to celebrate its Texas heritage. Throughout the three days, multiple activities take place including live music, a parade, egg toss, 5K run, a chicken flying contest, and much more.

This festival represents one of the most important points of Texas History. SouthStar enjoys being a part of such a historical event and looks forward to celebrating Come and Take It again.

Click here to learn more about the “Come and Take It” Festival.

Historic Downtown Gonzales, 78629

Gonzales County Area Go Texan Steak Dinner Fundraiser

The Gonzales SouthStar Bank team participated in the Gonzales County Area Go Texan Steak Dinner Fundraiser. The event is held annually to raise money for scholarships, which are awarded to qualified students of Gonzales County. Our staff joined in on the festivities by sponsoring a table at the event.

Gonzales County Area Go Texan strives to help local students reach their higher education goals with this event. The organization is a 501c3 and works to promote the Houston Livestock Show and Rodeo through ticket sales and show participation. This year’s event included a steak dinner with all the sides, dessert, a live auction, a silent auction, and entertainment from the Can’t Hardly Playboys.

SouthStar Bank is delighted to support the local youth through this fundraiser and is excited to see the success these students achieve.

Click here to learn more about the Gonzales County Area Go Texan Steak Dinner Fundraiser.

JB Wells Park Expo Center, CO Rd 197, Gonzales, TX 78629

Norma’s House Bingo, Bags, and Badges Fundraiser

Norma’s House in Gonzales, TX held their annual fundraiser Bingo, Bags, and Badges to raise money for children in need. The SouthStar Bank Gonzales Branch participated in the event as a table sponsor.

Norma’s House opened in 1997 with the goal to provide local and timely recognition of child abuse and treatment of victims while minimizing the trauma they experienced. Over the years, the area that Norma’s House serves has expanded now including Lavaca County. Bingo, Bags, and Badges is the annual fundraiser put on by Norma’s House. The organization partners with local first responders to model all of the donated bags. Throughout the event, there are 20 games of Bingo, a silent auction, and a cash bar. The money raised will be used to provide counseling to children who have fallen victim to physical abuse and sexual assault.

SouthStar Bank is a proud sponsor of this extraordinary event. We look forward to supporting Norma’s House in the future!

Click here to learn more Norma’s House.

JB Wells Park Expo Center, CO Rd 197, Gonzales, TX 78629

Shiner Half Moon Holidays

The Shiner Branch joined the community this summer by participating in the town’s annual Half Moon Holidays event. The bank was a sponsor for the festival which takes place over multiple days and includes various activities.

Half Moon Holidays has been a tradition in Shiner as far back as 1904. The event brings locals and visitors from around the state to Green Dickson Park to celebrate Independence Day. Half Moon, as the locals call it, has activities for spectators of all ages including a BBQ cook off, live music, a fun run 5K, and much more.

SouthStar Bank is proud to support this amazing tradition and looks forward to continuing their partnership with the event.

Click here to learn more about Shiner Half Moon Holiday & BBQ Cook Off

Green-Dickson Park, Shiner, TX 77984

SouthStar Bank Establishes Star Warriors Project

Members of SouthStar Bank bring smiles to patients with free Build-A-Bear parties through the Star Warrior’s Project at Texas Children’s Hospital in the renowned Houston Medical Center.

Over 200 free bears were distributed to children and families in the first three months of the Star Warriors Project operations. The Build-A-Bear Workshop booth is sponsored by SouthStar Bank and located inside the lobby of Wallace Tower each month. Children currently undergoing treatments in the Texas Children’s Cancer and Hematology Centers are invited to build their own bear.

The Star Warriors Project was created and funded by SouthStar Bank with hopes of bringing joy to the families, who without doubt, are going through tough times. The bank is excited to announce four additional party dates, once each month through the end of the year.

Allyson Brown, project founder and SouthStar Bank Board Member, says, “I really want to bring joy to the children experiencing such adult pain and allow the Star in each child to shine bright.”

Each teddy bear is customized by the children; everything from their outfits, the hearts that go inside and even the recording that plays when you press the bear’s paw.

“Parents often times record a personal saying for their child to hear,” says Shelley Barineau, Star Warriors Volunteer and Texas Children’s Hospital Advisory Board Member. “It really makes the whole experience extra special.”

The next date for the Star Warriors Project is scheduled on September 13th in the lobby of Wallace Tower.

To view more photos from the Star Warriors Project, visit Facebook.com/SouthStarBank.

SouthStar Bank

At SouthStar Bank, we honor our 100-year Texas heritage by focusing on community values and personal relationships coupled with flexible, common-sense lending.  From basic personal checking and savings to complex multi-million dollar commercial loans, you can count on our experienced professionals to help you meet your goals.

While we’re continually striving to offer the very best in service, convenience and security, our founding commitment remains the same: To provide friendly, flexible financial services where we live and work – Texas Style!

 

Learn More

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