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Entrepreneurs looking to finance commercial real estate (CRE) projects need a financial partner with proven experience and a solid reputation for closing deals – fast!

Local, Experienced, and Solution-Focused.

“SouthStar Bank is my new go to. I highly recommend them both on the commercial , mortgage and personal banking sides. I’m looking forward to ditching my old big national bank for good and just staying local.” ~ Stacy B

You select the property, we get you financed

SouthStar is an independent, family-owned Texas institution providing the personalized service needed to apply flexible, commonsense lending criteria. As a Central Texas lender, we understand how regional market dynamics impact your business

Use a CRE loan for the construction & development, renovation, and acquisition of various property types, including:

  • Office & Industrial
  • Retail & Mixed-Use
  • Multifamily & Rental Communities

When searching for the right lending partner becomes a time-consuming and frustrating process, it can lead to missed investment opportunities and affect your bottom line. SouthStar Bank’s no-nonsense approach to business loans ensures a smooth process from application to closing.


Get More Details

Please complete the form below and one of our personal bankers will be in touch.

*Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.

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SouthStar Bank Commercial Real Estate Financing

  • Loan Types: Construction & Development, Renovation, Mini-perm, CRE Permanent
  • Loan Amounts: Up to $15MM
  • Markets: Austin, San Antonio, Dallas, and Houston
  • Repayment Terms: Up to 25 Years, No pre-payment penalties
  • Maximum Loan-to-Value: Up to 80%
  • Loan Fee: 0.5-1% Origination

“I am a third generation SouthStar Bank customer. There is no where else I have even considered banking. From my personal transactions to transactions for both of my businesses I am a proud customer and am so grateful for the personal service that I have received!”
~ Leah A.

How much down payment is required for a commercial real estate loan?

SouthStar Bank offers CRE financing with as little as 15% down. In addition, our extensive range of financing solutions ensures you receive competitive interest rates and loan terms.

How do I apply for a commercial real estate loan?

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As a Certified Commercial Investment Member (CCIM) with over 30 years’ experience in commercial real estate, she’s ready to assist with your project goals and guide you through the loan application process.

Elise has spent most of her career in construction finance, including single-family residential lot development, mid-rise apartments, extended stay hotel projects, and mixed-use office & retail buildings. She serves as the Treasurer for the Board of Commercial Real Estate Women and Designation Promotion Chair for CCIM Central Texas.

Elise K. Giles
Office: 512-580-7279

At SouthStar Bank, we honor our 100-year Texas heritage by focusing on community values and personal relationships coupled with flexible, common-sense lending. From basic personal checking and savings to complex multi-million dollar commercial loans, you can count on our experienced professionals to help you meet your goals.

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