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You’ve worked hard to get where you are. You should expect more from your checking account.

SouthStar Bank (1)

“A big bank with a small-town feel. We moved here from Florida and had the best bank on our little island and were so pleased with finding SouthStar bank when we moved to Texas. They give very personal attention every time we go and remember our names! They give great incentives to the kids savings as well.” ~ Kyle

Convenience For Your Lifestyle

Platinum Star checking offers flexibility, easy management solutions, and ways to save on banking costs. It’s a checking account for people who appreciate both traditional and cutting edge banking.  With plenty of features to help you manage your personal banking, look no further than SouthStar Bank’s Platinum Star Checking account designed for those 55 and older.

Ready to open your account with SSB? click here to get started
3 person checking paper

Platinum Checking Account Details

  • Must be 55+ to open.
  • Receive traditional paper statements with images.
  • Online and mobile banking.
  • Minimum daily balance of $500 or $500 total direct deposits each month to avoid $7 minimum balance fee/month.1
  • One box of stock checks per year, one cashier’s check per month, unlimited faxing and photocopying with no additional fees.
  • 50% annual discount for SouthStar Bank safe deposit box.
  • Minimum opening deposit $200
  • Insured by the FDIC.2
We have taken steps to ensure each account is protected by the highest security features to ensure your information and money are safe at all times.

Get More Details

Please complete the form below and one of our personal bankers will be in touch.

*Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.

Optional Features and Benefits

  • 24-Hour Telebanking (866.333.9064)³
  • After Hours / Night Deposits
  • Allpoint ATM Network – free access to  55,000 ATMs worldwide with no ATM fees
  • Automatic Transfers and Payments
  • Bank by Mail
  • Cashier’s Checks
  • Direct Deposit
  • Electronic Fund Transfers
  • eAlerts & Card Valet® Account Alerts
  • eStatements with viewable check images
  • Mobile Banking App with Check Capture for Remote Deposit
  • Notary Services
  • Online banking and  Bill Pay
  • Zelle® (Mobile/Online Funds Transfer)
  • Safe Deposit Boxes
  • SouthStar Benefits™ – for as low as $4.99/month
  • VISA® ATM / Debit Card
Switch Today to Free Online Checking!

1 If you maintain a minimum balance of $200, no minimum balance fee will be imposed. If your balance falls below $500 or you fail to make $500 in total direct deposits during the month we will impose a minimum balance fee of $7 once during the statement cycle.

2 The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit  for details.

3 Telecommunications Relay Service is a telephone service that allows persons with hearing or speech disabilities to place and receive telephone calls. Visit  for details.

* Optional features and benefits may incur fees. Contact one of our locations for our current fee schedule. 

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