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Savings

A SouthStar Bank Savings Account makes it easy for you to save money while earning interest.

You’ll enjoy 24/7 online access and up to six transfers a month. Our Savings is a great option when you are saving for a special purchase, investments or events, can maintain the $200 minimum daily balance, require only occasional transfers, and want to avoid the penalties for early withdrawal associated with other accounts.

Account Details:

  • Interest Bearing1

  • $200 minimum opening deposit

  • $200 minimum average daily balance2

  • Monthly service charge waived if minimum balance maintained2

  • Interest is compounded and credited quarterly

  • Six transfers per period with no additional fee3

  • Insured by the FDIC4

  • 24-Hour Online and Phone Access

  • After Hours / Night Deposits

  • ATMs

See Our CD Rates
  • Automated Transfers & Payments

  • Cashier’s Checks

  • Direct Deposit

  • Electronic Fund Transfers

  • eStatements

  • Mobile Banking App

  • Mobile Capture

  • Online Banking and Bill Pay

  • POP Money (Mobile App Fund Transfer)

  • Safe Deposit Boxes

Optional Features and Benefits*:

Notary services • Photocopies • Account histories and research • Safe deposit boxes • Next day bill pay • Mobile banking Online banking Bank by mail

1 Contact one of our locations for our current rates.
2 If you maintain a minimum balance of $200.00, no service charge will be imposed. If your balance falls below $200.00 any day during the statement cycle, we will impose a Minimum Bal. Fee of $10.00 once during the statement cycle.
3 You may make six (6) transfers from your account each four (4) week or similar period, if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card, or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers made in person, by messenger, by mail, or at an ATM are unlimited.
4 The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Click FDIC.gov for details.
*Optional features and benefits may incur fees. Contact one of our locations for our current fee schedule.
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