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The SouthStar Bank Harker Heights ATM is currently unavailable for customer use. Click HERE to find the closest surcharge-free ATM.

To learn more about our mobile app, online banking, and more, watch our video tutorials.


SouthStar Bank Jan 2024

“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.

Cash Back Checking

Start Earning with Each Transaction

With SouthStar Bank’s Cash Back Checking Account, you’ll receive 10¢ back with each debit card transaction – up to $240 per year!¹ You’ll love easy to use features such as complimentary online banking and bill pay, mobile app with check deposit, and eStatements. Plus, a convenient, world-wide ATM network – surcharge free. And of course, we’re here to provide personal service across all of our Central Texas branches.

Cash Back Checking Account Details:

  • Up to $240 CASH BACK per year¹
  • eStatements with check images
  • Early Pay Day – get paid up to 3 days earlier through ACH direct deposit²
  • $100 minimum opening deposit
  • No minimum daily balance requirement
  • Unlimited check writing
  • Insured by the FDIC³
Our customers matter. For an enhanced experience, our accounts offer a variety of features and benefits to ensure the highest level of service, convenience and security.

Get More Details

Please complete the form below and one of our personal bankers will be in touch. For immediate assistance during business hours, please call or visit your nearest branch.

*Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.

Optional Features and Benefits

  • 24-Hour Telebanking (866.333.9064)³
  • After Hours / Night Deposits
  • Allpoint ATM Network – free access to  55,000 ATMs worldwide with no ATM fees
  • Automatic Transfers and Payments
  • Bank by Mail
  • Cashier’s Checks
  • Direct Deposit
  • Electronic Fund Transfers
  • SecureAlerts & CardManager Account Alerts
  • eStatements with viewable check images
  • Mobile Banking App with Check Capture for Remote Deposit
  • Next Day Bill Pay
  • Notary Services
  • Online banking and  Bill Pay
  • Zelle® (Mobile/Online Funds Transfer)
  • Safe Deposit Boxes
  • VISA® ATM / Debit Card
¹$0.10 cash back per debit card transaction as a bonus each month up to $20/month. To earn the bonus, account holder must have a minimum of one ACH deposit and a minimum of 15 debit card transactions (purchases) per statement cycle. Account eligible for eStatements only. Minimum opening deposit $100.
² Funds are typically available upon receipt of payment instruction (up to 3 days earlier than payer’s scheduled payment date). Early payment is subject to the timing of payer’s payment instruction.
³ The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit for details.
⁴ Telecommunications Relay Service is a telephone service that allows persons with hearing or speech disabilities to place and receive telephone calls. Visit for details.

*Optional features and benefits may incur fees. Contact one of our locations for our current fee schedule.

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