fbpx Skip to content

Youth Accounts

It’s never too soon to teach good saving and spending habits.

With the flexibility of a debit card and security to manage when, where and how much is spent, kids can learn to manage their own funds. And for life’s bigger expenses? Help them stretch that allowance further with high interest savings.

Stellar StudentCHECKING ACCOUNT¹

Ages 13-17

ATM / Debit Card

$250 daily limit

$0

Service Charge

$0

Minimum daily balance

$25

Minimum opening deposit

Rising StarSAVINGS ACCOUNT²

Ages 0-17

1.00% APY

APY = Annual Percentage Yield

$0

Service Charge

$0

Minimum daily balance

$25

Minimum opening deposit
If you would like to receive more information, please complete the form below.

What should we bring to open a new account?

Minor:

  • Birth certificate
  • Social Security Card
  • Verification of student status (if age eligible)

Guardian:

  • Valid government photo ID
  • Proof of address

1 Guardian is primary account holder, minor is joint. Account changes to EZ No Fee Checking upon student’s 18th birthday.
2 APY = Annual Percentage Yield. Interest rates are variable and may change at any time without notice. APY valid as of August 17th, 2019. Fees may reduce earnings. Restrictions may apply. Not eligible for checks or debit card. Limited to 6 withdrawals, outgoing transfers or debits per month. Birthday Match: $1 per years old bonus match if money deposited to account within 30 days of birthday (one bonus, annually).  Birthday Match is considered interest and will be reported on IRS 1099-INT. One account per person.
*The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit FDIC.gov for details.
ad tracking pixel ad tracking pixel ad tracking pixel