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Certificates of Deposit (CD)

We’re committed to serving you with the highest degree of integrity. Ask us how we can help you meet your financial goals today.

Open a CD Online

“A big bank with a small-town feel. We moved here from Florida and had the best bank on our little island and were so pleased with finding SouthStar Bank when we moved to Texas. They give very personal attention every time we go and remember our names! They give great incentives to the kids savings as well.” ~ Kyle

Safely Save with a Fixed Rate CD

SouthStar Bank’s Certificate of Deposit is a stable investment tool that rewards you for setting aside a lump sum for a specific period of time. CDs allow you to avoid market volatility by locking in a fixed rate. Whether your savings goals are short-term or a but further out, SouthStar Bank offers a variety of traditional and jumbo CD options to safely save.

Account Details:

  • Minimum $1,000 deposit
  • Terms from 6 months to 60 months
  • Interest bearing1
  • Rate is fixed for the term of your certificate
  • Insured by the FDIC2
  • Penalty for early withdrawal

Our most popular CDs are available for online account opening! Get started today.

Rates Current As Of: Sunday, February 28th, 2021. Rates are subject to change.

CD & IRA RATES
  MINIMUM MINIMUM
TERM $1,000.00 $100,000.00

  RATE APY RATE APY
1 YEAR 0.70% 0.70% 0.80% 0.80%
18 MONTH 0.75% 0.75% 0.85% 0.85%

Get More Details

Please complete the form below and one of our personal bankers will be in touch.

    *Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.

    Optional Features and Benefits*:

    • 24-Hour Telebanking (866.333.9064)3
    • After Hours / Night Deposits
    • Allpoint ATM Network – free access to 55,000 ATMs worldwide with no ATM fees
    • Automatic Transfers and Payments
    • Bank by Mail
    • Cashier’s Checks
    • Direct Deposit
    • Electronic Fund Transfers
    • eAlerts & Card Valet® Account Alerts

    Broad Options to Serve You

    SouthStar Bank offers a variety of products to meet your financial goals.

    1 Contact one of our locations for our current rates.
    The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Click FDIC.gov for details.
    3 Telecommunications Relay Service is a telephone service that allows persons with hearing or speech disabilities to place and receive telephone calls. Visit FCC.gov for details.
    *Optional features and benefits may incur fees. Contact one of our locations for our current fee schedule.
    The minimum required to open a certificate of deposit account and earn interest is noted above. The annual percentage yields (APY) on above accounts are subject to change and are accurate as of printing date. The stated APY assumes no withdrawals of interest or principal during the terms of the certificates of deposit. For further details on your account, ask for our Your Deposit Account and a schedule of fees and changes brochures. Penalty for early withdrawal. These rates are not available to Institutional Investors. Institutional Investor rates are only available upon request.