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Stellar Student Checking

Spend Wisely

It’s never too soon to teach good saving and spending habits. With the flexibility of a debit card and security to manage when, where and how much is spent, kids can learn to manage their own funds.

Stellar Student Checking Account Details: ¹

  • Ages 13-17
  • $25 Minimum opening deposit
  • No monthly service charges
  • No minimum balance requirement
  • $250 daily debit card limit
  • Insured by the FDIC²

What should we bring to open a new account?


  • Birth certificate
  • Social Security Card
  • Verification of student status (if age eligible)


  • Valid government photo ID
  • Proof of address

Our customers matter. For an enhanced experience, our accounts offer a variety of features and benefits to ensure the highest level of service, convenience and security.

Optional Features and Benefits*

  • 24-Hour Telebanking (866.333.9064)³
  • After Hours / Night Deposits
  • Automated Transfers & Payments
  • Bank by Mail
  • Cashier’s Checks
  • Direct Deposit
  • Electronic Fund Transfers
  • eAlerts & CardValet® Account Alerts
  • eStatements
  • Mobile Banking App with Check Capture
  • Next Day Bill Pay
  • Notary Services
  • Online Banking
  • Popmoney (Mobile App Fund Transfer)
  • Safe Deposit Boxes
  • VISA® ATM / Debit Card

1 Guardian is primary account holder, minor is joint. Account changes to EZ No Fee Checking upon student’s 18th birthday.
2 The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit FDIC.gov for details.
3 Telecommunications Relay Service is a telephone service that allows persons with hearing or speech disabilities to place and receive telephone calls. Visit FCC.gov for details.
*Optional features and benefits may incur fees. Contact one of our locations for our current fee schedule.
SouthStar Bank, S.S.B.