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The SouthStar Bank Harker Heights ATM is currently unavailable for customer use. Click HERE to find the closest surcharge-free ATM.

To learn more about our mobile app, online banking, and more, watch our video tutorials.

personal checking

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“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.

Tired of Being a Number? Open a SouthStar Bank Personal Checking Account Today!

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At SouthStar Bank, you’ll benefit from customized, personal service designed to meet your specific needs. All of our checking accounts include online banking and bill pay, a debit card, mobile banking and bank by mail. And of course, they are insured by the FDIC1. Refer to the chart below to find the account that’s right for you.
Or visit your nearest branch location.

Contact Us

Please complete the form below and one of our personal bankers will be in touch. 

*Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.

See the chart below to review available accounts and features!

Stellar Student

Checking (13-18)

$25

Minimum Opening Deposit

$0

Minimum Daily Balance

N/A

Minimum Balance Fee

No Interest

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Included with Statement

Star Free

Checking

$100

Minimum Opening Deposit

$0

Minimum Daily Balance

N/A

Minimum Balance Fee

No Interest

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Included with eStatement

Cash Back
Checking

$100

Minimum Opening Deposit

$0

Minimum Daily Balance

N/A

Minimum Balance Fee

Cash Back

Up to $240 per year*

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Included with eStatement
Gold Star
Checking

$1,000

Minimum Opening Deposit

$1,000

Minimum Daily Balance

$10

Minimum Balance Fee

Pays Interest2

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Included with Statement
Platinum Star
Checking (55+)

$200

Minimum Opening Deposit

$500

• Minimum Daily Balance OR
• Monthly Direct Deposit

$7

Minimum Balance Fee

Free Checks & Safe Deposit Box Discount 3

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Included with Statement
The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Click FDIC.gov for details. 2 Interest rates may change at any time. 3 One box of stock check per year and one cashiers check per month. *$0.10 cash back per debit card transaction each month up to $20/month. To earn cash back, account holder must have a minimum of one ACH deposit and a minimum of 15 debit card transactions (purchases) per statement cycle. 

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