Please ensure Javascript is enabled for purposes of website accessibility

Rest assured that SouthStar Bank is very safe and solid. Our bank is 103 years old and has endured multiple recessions and market disruptions. Our Capital, Earnings, and Liquidity are very strong, and asset quality is excellent. Click HERE to view a detailed explanation from SouthStar Bank President David Kapavik

To learn more about our mobile app, online banking, and more, watch our video tutorials.


SouthStar Bank 1

“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.

Banking… Texas Style

SouthStar Bank, S.S.B. (headquartered in Moulton, TX) specializes in residential mortgage, real estate, and construction lending, operating 16 full-service branches across the Central Texas region. Established in 1920, the bank holds over $1 billion in assets and focuses on community involvement and personal relationships. Decisions are made locally, allowing the flexibility to apply common-sense standards to products, services and loan requests.

In addition to lending and traditional financial services, SouthStar Bank brings the latest conveniences to its clients, including online banking and mobile banking with check capture, debit cards with CardValet so you’re always in control, and a free worldwide Allpoint ATM network.

SouthStar Bank is one of the largest independent banks in Texas and holds an impressive 5-Star rating by Bauer Financial. While we continually strive to offer the very best in service, convenience and security, our founding commitment remains the same: To provide friendly, flexible, common-sense financial services where we live and work – Texas Style!

“Our expansion of SouthStar Bank has resulted in a stronger bank with broader market presence, greater lending capabilities, and more efficient, centralized operations. But most importantly, it has enabled us to better serve our customers with a superior level of products, services and care regardless of which branch they call home,” said David Kapavik, CEO & President.


David Kapavik headshot

David R. Kapavik
President & Chief Executive Officer

lori singleton

Lori Singleton
Senior Executive Vice President, Chief Loan Administration Officer & Special Projects Manager

Billy Flemming headshot

Billy Fleming
Executive Vice President & National Sales Manager for Mortgage Warehousing

JoAnn Biezenski headshot

JoAnn Biezenski
Executive Vice President,  & Compliance, BSA, and CRA Manager

Kevin Knesek headshot 1
Kevin Knesek
Executive Vice President, Chief Operations Officer & Information Security Officer (ISO)
Trip Ray cropped v2
Trip Ray
Executive Vice President, Chief Credit Officer & Loan Review Manager
robert simper headshot 1
Robert Simper
Executive Vice President & Chief Financial Officer
Cole Schindler headshot 1
Cole Schindler
Executive Vice President, Senior Lending Officer & Strategic Development Officer
Brent Gibbs headshot 1
Brent Gibbs
Executive Vice President & Chief Lending Office


  • Paris R. Schindler – Chairman of the Board
  • Timothy R. Brown – Vice Chairman of the Board
  • David R. Kapavik – President, CEO & Director
  • Jo Ann Biezenski – Executive Vice President, Compliance, BSA & CRA Manager, & Director
  • Cole Schindler – Executive Vice President, Senior Lending Officer, Strategic Development Officer & Director
  • Brent Gibbs – Executive Vice President, Chief Lending Officer & Director
  • Jonathan Champagne – Director
  • Doug Foster – Director
  • Tyler Renaudin – Director
  • Scott Schindler – Director
  • Tiffani Brown – Director
  • Brad Compere – Advisory Director

Start typing and press Enter to search