Skip to content


SouthStar Bank, S.S.B. (est. 2015) was established through the consolidation of the former First Star Bank (est. 1905), Texas Star Bank (est. 1942), and Lone Star Bank (est. 1920) – all rated 5-Star State Savings Banks by leading industry analyst BauerFinancial.

While our names have changed, we remain true to our rural Texas heritage, focusing on community values and personal relationships coupled with flexible, common-sense lending. SouthStar Bank will continue to live these core values under the same ownership and management, specializing in commercial real estate lending, traditional and bank-held mortgages, and nation-wide mortgage warehouse funding. The combined banks serve Central Texas through 14 full-service branches and four loan production offices. Our rural service area includes Lavaca, Gonzales, Brazoria, Robertson, Milam, and Falls counties. Over the past decade we have expanded, opening flagship branches and loan production offices in the Austin, Georgetown, San Antonio and Houston metropolitan areas. The new Austin-area branches include facilities in Leander and Round Rock. A Steiner Ranch (Austin) location will open in late summer / early fall of 2016. While we are continually striving to offer the very best in service, convenience and security, our founding commitment remains the same: To provide friendly, flexible, common-sense community banking where we live and work – Texas Style!     staroverlay

“The consolidation of our holdings under the SouthStar brand will result in a stronger bank with broader market presence, greater lending capabilities, and more efficient, centralized operations. But most importantly, the move will enable us to better serve our customers with a superior level of products, services and care regardless of which branch they call home,” said Paris Schindler, Chairman of the Board, Southern Bancshares, Inc.


Paris Schindler, Chairman of the Board, Southern Bancshares, Inc. David Kapavik, President and CEO, SouthStar Bank (formerly President and CEO of Lone Star Bank in Moulton, TX) Van P. Swift – Chief Lending Officer, Senior Executive Vice President SouthStar Bank (formerly Chief Lending Officer and Executive Vice President of Lone Star Bank)

ad tracking pixel ad tracking pixel ad tracking pixel