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Credit Cards

At SouthStar Bank, we make it easy to choose the credit card that’s right for you.

Our Mastercard® is available as a Low Rate Card, or a Preferred Points Rewards Card. The Low Rate card gives you convenient purchasing power at competitive interest rates. Our Preferred Points card rewards you with cash, merchandise, travel and more. Whatever your choice, you never pay an annual fee!

Low Rate Card

FEATURES

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • EMV (chip card) security

BENEFITS

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Preferred Points Card

FEATURES

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • EMV (chip card) security

BENEFITS

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Car rental insurance coverage and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Mastercard® Benefits2:

  • Airport Concierge
  • ID Theft Protection
  • Global Services
  • Cell Phone Coverage3
  • Travel & Lifestyle Services3
  • Online shopping/delivery discounts3
  • 24-hour toll-free live customer assistance available at 800.367.7576
  • Online account information available 24/7 at www.cardaccount.net.
  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866.678.5191
1 See application for current APRs and fee schedule.
2 Certain restrictions apply detailed in the applicable benefits brochure received with new credit card. 
3 Mastercard World cardholders only