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Credit Cards

At SouthStar Bank, we make it easy to choose the credit card that’s right for you.

Our MasterCard® is available as a Low Rate Card, or a Preferred Points World Rewards Card. The Low Rate card gives you convenient purchasing power at competitive interest rates. Our Preferred Points card rewards you with cash, merchandise, travel and more. Whatever your choice, you never pay an annual fee!

Low Rate Card

FEATURES

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive APR after introductory period.1
  • 25-day interest-free grace period on all purchases (no grace period on cash advances).
  • EMV (chip card) security

BENEFITS

  • Rental car collision damage waiver protection and a host of MasterCard® benefits outlined in the benefits box.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Preferred Points Card

FEATURES

  • Earn one point for each dollar spent up to 10,000 points per month.
  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive APR after introductory period.1
  • 25-day interest-free grace period on all purchases (no grace period on cash advances).
  • EMV (chip card) security

BENEFITS

  • Redeem your rewards points for cash, retail gift cards, travel, and merchandise including electronics, sporting equipment, jewelry, travel, luggage and more.
  • Rental car collision damage waiver protection and a host of MasterCard® benefits outlined in the box to your right.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
  • Earn 3000 Free Points when you use your new card at least once during each of the first three months on the program.

Mastercard® Benefits2:

  • Baggage Delay Insurance

  • Car Rental Collision Damage Waiver Insurance

  • Concierge Service3

  • Extended Warranty

  • Price Protection

  • Purchase Assurance

  • Roadside Assistance

  • Travel Accident Insurance

  • Travel Assistance

Card Support:

  • 24-hour toll-free live customer assistance available at 800.367.7576

  • Online account information available 24/7 at www.cardaccount.net.

  • To view or redeem rewards points, visit www.mypreferredpoints.com or call 866.678.5191

1 See application for current APRs and fee schedule.
2 Restrictions may apply. See explanation in the benefits brochure provided with your new credit card.
3 Concierge Services available with World MasterCard only.
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