The minimum required to open a certificate of deposit account and earn interest is noted above. The annual percentage yields (APY) on above accounts are subject to change and are accurate as of printing date. The stated APY assumes no withdrawals of interest or principal during the terms of the certificates of deposit. Texas Size Money Market rates applicable to funds new to SouthStar Bank only. For further details on your account, ask for our Your Deposit Account and a schedule of fees and changes brochures. Penalty for early withdrawal. These rates are not available to Institutional Investors. Institutional Investor rates are only available upon request.