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Star Advantage Program
“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.
Mortgage Solutions for Unique Situations
Ever-changing regulations can make it difficult for qualified borrowers to secure a home loan through traditional secondary market programs like Fannie Mae or Freddie Mac. That’s where we really shine.
Flexible Qualifying Criteria Based on Your Unique Situation
At SouthStar Bank, we realize there’s more to your story than an income statement and a credit report.
We have the flexibility to make lending decisions based on a picture that includes your financial future — not just your past.
When you don’t quite meet the strict requirements for a traditional mortgage, a home loan through our Star Advantage Program could be the answer. These in-house portfolio loans allow qualified buyers to obtain the funding they need. Solutions for atypical properties include:
- Lot Loans and Construction Financing
- Investment Properties
- Unique Properties: Green Homes, Barndominiums, Condominiums & More
Below are examples of challenges we’ve worked through to make deals happen:
- Self-employed
- Retired
- Starting a new job
- Recovering from an unexpected life event
- Recovering from blemished credit, foreclosure or bankruptcy
Local Texans
From downtown Austin high rises to the Dripping Springs hill country, rivers of New Braunfels and open acreage ranch property, we understand the many appeals of Texas. Our lenders will work to find the mortgage solution for you.
Talk to A Loan Expert
Please complete the form below and one of our mortgage lenders will be in touch. For immediate assistance during business hours, please call or visit your