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Home Mortgage Refinance

Austin Area Mortgage Companies

“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.

Don’t pay higher than current market rates

Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you build equity more quickly. Your current loan terms, market rates and timeline for remaining in your home all play key roles in determining whether or not it’s the right time to refinance.

Why consider a refinance?

Refinance at a lower rate to reduce your monthly payments

Access the money in your home and put it toward other investments

Build equity faster and take less time paying off the mortgage

Roll all of your monthly debts into a single low payment

Replace your adjustable-rate mortgage (ARM) with a fixed-rate loan

Extend repayment by switching to adjustable or fixed

Private Mortgage Insurance (PMI) payments can be removed if loan balance will be less than 80% of the home’s value

Times change and so do our individual circumstances. That can mean the mortgage you have is no longer the best program available. Our expert lenders can help you determine if refinancing your loan is a wise financial decision. At SouthStar Bank Mortgage, our flexible, common-sense lenders are dedicated to finding the financial solution that’s best for you. With regional locations in Austin, North and South Texas, we’re ready to discuss your mortgage refinance options.
  • Experienced lenders
  • Personal service
  • Competitive rates
  • Fast underwriting turnaround time
  • 15 to 30-year terms available
  • Fixed and adjustable rate options
  • Option to roll in closing costs
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Talk to A Loan Expert

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