Home Mortgage Refinance
“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.
Don’t pay higher than current market rates
Refinancing can be a great financial move if it reduces your mortgage payment, shortens the term of your loan, or helps you build equity more quickly. Your current loan terms, market rates and timeline for remaining in your home all play key roles in determining whether or not it’s the right time to refinance.
Why consider a refinance?
Refinance at a lower rate to reduce your monthly payments
Access the money in your home and put it toward other investments
Build equity faster and take less time paying off the mortgage
Roll all of your monthly debts into a single low payment
Replace your adjustable-rate mortgage (ARM) with a fixed-rate loan
Extend repayment by switching to adjustable or fixed
Private Mortgage Insurance (PMI) payments can be removed if loan balance will be less than 80% of the home’s value
- Experienced lenders
- Personal service
- Competitive rates
- Fast underwriting turnaround time
- 15 to 30-year terms available
- Fixed and adjustable rate options
- Option to roll in closing costs