- FDIC - Insured - Backed by the full faith and credit of the U.S. Government
Star Advantage Program
“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.
Mortgage Solutions for Unique Situations: Investment Property and Portfolio Loans
Ever-changing regulations can make it difficult for qualified borrowers to secure a home loan through traditional secondary market programs like Fannie Mae or Freddie Mac. That’s where we really shine. Our investment property loans and portfolio loans are designed for unique situations, providing flexible financing options for investors and homeowners who don’t fit conventional lending guidelines. Whether you’re purchasing a multi-unit property, refinancing an existing investment, or need a custom financing solution, our portfolio loan programs allow you to move forward with confidence while meeting your financial goals. By tailoring each loan to your specific situation, we ensure a smoother approval process and the ability to seize opportunities that standard lending might overlook.
Flexible Portfolio Loan Options from Trusted Real Estate Portfolio Lenders
At SouthStar Bank, we understand that your financial story is more than just an income statement or credit report. That’s why our portfolio loan solutions provide flexibility, allowing lending decisions to be based on your overall financial picture — not just your past.
When you don’t quite meet the strict requirements for a traditional mortgage, our Star Advantage Program offers in-house portfolio loans that help qualified buyers secure the funding they need. As one of the reliable real estate portfolio lenders, we provide solutions for atypical properties, including:
- Lot Loans and Construction Financing
- Investment Properties
- Unique Properties: Green Homes, Barndominiums, Condominiums & More
Below are examples of challenges we’ve worked through to make deals happen:
- Self-employed
- Retired
- Starting a new job
- Recovering from an unexpected life event
- Recovering from blemished credit, foreclosure or bankruptcy
Local Texans
From downtown Austin high rises to the Dripping Springs hill country, rivers of New Braunfels and open acreage ranch property, we understand the many appeals of Texas. Our lenders will work to find the mortgage solution for you.
Talk to A Loan Expert
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