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Rest assured that SouthStar bank is very safe and solid. Our bank is 103 years old and has endured multiple recessions and market disruptions. Our Capital, Earnings, and Liquidity are very strong, and asset quality is excellent. Click HERE to view a detailed explanation from SouthStar Bank President David Kapavik

To learn more about our mobile app, online banking, and more, watch our video tutorials.

A message from the SouthStar Bank Executive Team: Rest assured that SouthStar bank is very safe and solid. Our bank is 103 years old and has endured multiple recessions and market disruptions. Our Capital, Earnings, and Liquidity are very strong, and asset quality is excellent. Click HERE to view our superior third-party review.

Starting March 22, all customers using the SouthStar Bank Mobile App will be required to enter a Multi-Factor Authentication code received via text or phone call upon login. 

Star Advantage Program

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“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.

Mortgage Solutions for Unique Situations

Ever-changing regulations can make it difficult for qualified borrowers to secure a home loan through traditional secondary market programs like Fannie Mae or Freddie Mac. That’s where we really shine.

Flexible Qualifying Criteria Based on Your Unique Situation

At SouthStar Bank, we realize there’s more to your story than an income statement and a credit report.

We have the flexibility to make lending decisions based on a picture that includes your financial future — not just your past.

When you don’t quite meet the strict requirements for a traditional mortgage, a home loan through our Star Advantage Program could be the answer. These in-house portfolio loans allow qualified buyers to obtain the funding they need. Solutions for atypical properties include:

Below are examples of challenges we’ve worked through to make deals happen:

Local Texans

From downtown Austin high rises to the Dripping Springs hill country, rivers of New Braunfels and open acreage ranch property, we understand the many appeals of Texas. Our lenders will work to find the mortgage solution for you.
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