Build Your Dream Home with Confidence
Whether you are selecting the perfect lot, building a new home, or both, SouthStar Bank can provide the financing you need to get started.
Lot loans: Buy the lot now and begin payments before starting construction
- Take time to plan construction, save money, or find a builder
Construction loans: Funding needed for the build
- Short-term loans funded in periodic advances
- Use land as equity for financing construction
- Allows borrower to pay off existing land loan
- Available for builder-owned lots (turn-key homes), semi-custom and custom homes
Construction-to-permanent loans: From lot purchase to completion of the construction in a single loan, transition easily from one to the other by planning ahead
- Lock-in interest rates
- ‘Construction period’ provides lower interest rates and lower monthly payments
- One-time close saves time and money
- Converts to long-term permanent financing when construction is complete
*Loans, lines of credit, and credit cards are subject to credit approval. Other fees and restrictions may apply. SouthStar Bank is an Equal Housing Lender. NMLS #410624.