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Star Advantage Program


Mortgage Solutions for Unique Situations

Ever-changing regulations can make it difficult for qualified borrowers to secure a home loan through traditional secondary market programs like Fannie Mae or Freddie Mac. That’s where we really shine.

Flexible Qualifying Criteria Based on Your Unique Situation

At SouthStar Bank, we realize there’s more to your story than an income statement and a credit report.

We have the flexibility to make lending decisions based on a picture that includes your financial future — not just your past.

When you don’t quite meet the strict requirements for a traditional mortgage, a home loan through our Star Advantage Program could be the answer. These in-house portfolio loans allow qualified buyers to obtain the funding they need. Solutions for atypical properties include:

  • Lot Loans and Construction Financing
  • Investment Properties
  • Unique Properties: Green Homes, Bandominiums, Condominiums & More

Below are examples of challenges we’ve worked through to make deals happen:

  • Self-employed
  • Retired
  • Starting a new job
  • Recovering from an unexpected life event
  • Recovering from blemished credit, foreclosure or bankruptcy

Local Texans

From downtown Austin high rises to the Dripping Springs hill country, rivers of New Braunfels and open acreage ranch property, we understand the many appeals of Texas. Our lenders will work to find the mortgage solution for you.

*Loans, lines of credit, and credit cards are subject to credit approval. Other fees and restrictions may apply. SouthStar Bank is an Equal Housing Lender. NMLS #410624.

Talk to A Loan Expert

Please complete the form below and one of our mortgage lenders will be in touch. For immediate assistance during business hours, please call or visit your nearest branch.

    *Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.