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Rural living
“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.
Long-term Financing for Homes on Acreage
We’ve been providing mortgage financing on rural homesteads for over 100 years. Our unique Rural Living program makes competitive, long-term funding available to customers looking for something more than a postage-stamp lot and big-city congestion.
Rural Living Loan Benefits:
- Locks in long-term financing at a competitive fixed rate
- Specifically developed to fund hard-to-finance rural homes on acreage¹
- Combines home and acreage on a single note with reasonable closing costs
- Can be used to refinance qualifying properties¹
Specifically designed to help buyers who earn a living in something other than farming or ranching purchase:
- Conventional, owner-occupied residence in good condition with no deferred maintenance
- A home located on 5-160 acres that comprises approximately 30% of the total value
- Property that has a reasonable capability of generating $500 annually in agricultural income
Get More Details
Please complete the form below and one of our personal bankers will be in touch.
Ineligible properties include: Full time farm / ranch operations; Investments; Second homes; Non-conventional homes (shed, berm, dome, cabin); manufactured / mobile homes; multi-family homes.
*Loans, lines of credit, and credit cards are subject to credit approval. Other fees and restrictions may apply. SouthStar Bank is an Equal Housing Lender. NMLS #410624
