Rural living

“We could not be happier with our choice to bank with SouthStar. The customer service is truly second to none. If you’re looking for a true Texas bank with the best banking experience you’ll ever get, SouthStar is the one!” ~ Chandra A.

Long-term Financing for Homes on Acreage

We’ve been providing mortgage financing on rural homesteads for over 100 years. Our unique Rural Living program makes competitive, long-term funding available to customers looking for something more than a postage-stamp lot and big-city congestion.

Rural Living Loan Benefits:

Specifically designed to help buyers who earn a living in something other than farming or ranching purchase:

Conventional, owner-occupied residence in good condition with no deferred maintenance
A home located on 5-160 acres that comprises approximately 30% of the total value
Property that has a reasonable capability of generating $500 annually in agricultural income

Or, click here to find a loan officer near you.

Get More Details

Please complete the form below and one of our personal bankers will be in touch.

Name (required)

Email (required)

Phone

Current Customer

Message

*Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.

Ineligible properties include: Full time farm / ranch operations; Investments; Second homes; Non-conventional homes (shed, berm, dome, cabin); manufactured / mobile homes; multi-family homes.

*Loans, lines of credit, and credit cards are subject to credit approval. Other fees and restrictions may apply. SouthStar Bank is an Equal Housing Lender. NMLS #410624