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EZ No Fee Checking

Looking for Banks in Texas with No Fee Checking? Welcome to SouthStar Bank!

Are you looking for a fee-free checking account? Do you like to keep things simple? With a low minimum opening deposit, paperless transactions, no minimum balance required, no per item fees and no monthly service charges, SouthStar Bank has the perfect solution. Our EZ No Fee Checking account was created for customers who want easy-to-use checking with the comfort and convenience of online banking and the ability to make mobile deposits on-the-go.

Our EZ No Fee Checking accounts feature unlimited transactions, online banking and bill pay, a mobile app with check deposit, and eStatements delivered direct to your inbox. With EZ No Fee Checking, you’ll have online access to check images (for printed check images, see our Silver Star Checking and Gold Star Checking Accounts). Instant issue debit cards are available at select locations. There are also many optional features and benefits that provide our customers with the highest level of convenience, service and security.

For more information or to open an account, call or visit your nearest branch. We have 15 full-service branches that offer exceptional service to customers in Central Texas.

SouthStar Bank EZ No Fee Checking Details:

  • Unlimited check writing and transactions
  • No monthly service charge
  • No minimum daily balance>
  • $100 minimum opening deposit
  • No direct deposit required
  • Insured by the FDIC¹

Optional Features and Benefits*

  • 24-Hour Telebanking (866.333.9064)²
  • After Hours / Night Deposits
  • Allpoint ATM Network – free access to 55,000 ATMs worldwide with no ATM fees
  • Automatic Transfers and Payments
  • Bank by Mail
  • Cashier’s Checks
  • Direct Deposit
  • Electronic Fund Transfers
  • eAlerts & Card Valet® Account Alerts
  • eStatements with viewable check images
  • Mobile Banking App> with Check Capture for Remote Deposit
  • Next Day Bill Pay
  • Notary Services
  • Online banking and Bill Pay
  • Popmoney>® (Mobile/Online Funds Transfer)>
  • Safe Deposit Boxes
  • VISA® ATM / Debit Card
  • SouthStar Benefits™ – for as low as $4.99/month

No Monthly Fee Checking Accounts from SouthStar Bank, Serving Central Texas

SouthStar Bank is a community neighbor, proudly serving Central Texans. We’re located where you live and work and are committed to providing the highest quality of personalized service as only a community bank can. We offer 15 full-service branches in Central Texas, including Austin and surrounding areas.

For more information, call or visit your nearest branch. Or complete our easy online application today!

EZ No Fee Checking – Frequently Asked Questions

How do I open an account?

You can open an EZ No Fee account either in your local SouthStar branch or from this website. A $100.00 opening deposit is required. View our consumer account checklist to see what we’ll need to open your new account and Switch Kit, which includes easy instructions and the forms you’ll need to switch your transactions from your current institution to SouthStar Bank.

Are there any fees, and if so where?

There is no minimum balance and no monthly maintenance fee. The only applicable charges are for non-sufficient funds (NSF)/overdraft items, in the event of insufficient funds.

How much interest do I earn?

EZ No Fee Checking is a non-interest bearing account. If you would like an account that bears interest, please see our Gold Star Checking Account or savings account options.

What if I overdraft my account?

If you overdraw on your account balance, there is a $35 overdraft fee per item. Overdraft protection is available.

Where can I get an instant issue debit card for my current account?

Instant issue debit cards are available at the following SouthStar Bank branches: Brazoria, Bremond, Gonzales, Harker Heights, Hearne, Leander, Shiner, and Southwest Austin.

For your protection, it is important to report a lost or stolen card immediately.

Make the Switch Today to Free Online Checking!

If you’re tired of hidden charges and ready to make a switch to convenient, no-fee checking, SouthStar Bank makes it easy. Enjoy banking that fits your busy lifestyle!

1 The deposits of each depositor in this institution are insured to the maximum amount provided by the Federal Deposit Insurance Act. Visit FDIC.gov for details.
2 Telecommunications Relay Service is a telephone service that allows persons with hearing or speech disabilities to place and receive telephone calls. Visit FCC.gov for details.
*Optional features and benefits may incur fees. Contact one of our locations for our current fee schedule.

Open a No-Fee Checking Account Today

  • No Minimum Balance
  • No Monthly Service Charges
  • Bank From Anywhere

Open a No Fee Checking Account online or visit your nearest branch location.

Contact Us

Please complete the form below and one of our personal bankers will be in touch. For immediate assistance during business hours, please call or visit your nearest branch.

    *Personal information such as social security number or account number, user ID or password should NOT be shared through this form. State ONLY your question or product inquiry. Please contact your nearest branch to discuss account specifics.