A U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.
FDIC – Understanding Deposit Insurance
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in banks and savings associations. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC was established in 1933, no depositor has lost a penny of FDIC-insured funds.
Consumer Protection Information by the FDIC
Find resources provided by the FDIC to educate and protect consumers, revitalize communities, and promote compliance with the Community Reinvestment Act and fair lending laws.
Consumer Education Information by the FDIC
Obtain education on important financial issues and topics.
Preventing and Managing Overdraft Fees
FDIC guide to avoiding overdraft fees.