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Rest assured that SouthStar bank is very safe and solid. Our bank is 103 years old and has endured multiple recessions and market disruptions. Our Capital, Earnings, and Liquidity are very strong, and asset quality is excellent. Click HERE to view a detailed explanation from SouthStar Bank President David Kapavik

To learn more about our mobile app, online banking, and more, watch our video tutorials.

A message from the SouthStar Bank Executive Team: Rest assured that SouthStar bank is very safe and solid. Our bank is 103 years old and has endured multiple recessions and market disruptions. Our Capital, Earnings, and Liquidity are very strong, and asset quality is excellent. Click HERE to view our superior third-party review.

Starting March 22, all customers using the SouthStar Bank Mobile App will be required to enter a Multi-Factor Authentication code received via text or phone call upon login. 

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Customer Spotlight – Jonathan Twaddle

Jonathan Twaddle

Homeowner

After months of searching for a lender who would finance a self-employed, 27-year old first-time homebuyer, I was on the verge of giving up. After many exhausting ‘NO’s’, an associate recommended I visit with SouthStar Bank. I was immediately impressed with their ability to look beyond the standard paperwork and consider the individual behind the application.

Other lenders said ‘you don’t quite fit the box and should start small’. The team at SouthStar Bank assured me that because they set their own lending criteria, the jumbo loan I needed was quite workable. We’ve enjoyed our new home for several months now! If you’ve been turned down because a banker doesn’t ‘get’ your vision, give SouthStar Bank a call!

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Customer Spotlight – Daniel and Christie Dance

Daniel and Christie Dance

Almighty Rentals

Our support network advised us to ditch the big bank and partner with a regional institution that remembers names, recognizes potential and has the resources to support growth. SouthStar Bank embodies these characteristics. They took the time to understand our goals and offered invaluable perspective. We value our relationship.

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Customer Spotlight – Rudy and Ramiro Yepez

Rudy and Ramiro Yepez

After years of dealing with faceless people and bureaucratic attitudes we were looking for a bank with a personal interest in our financial matters. SouthStar Bank’s professional approach and personal touch really makes the difference. They took the time to understand our banking needs and provided working capital for our student housing project.

SW Austin

Customer Spotlight – Joel Walker

Joel Walker

This was my first SBA loan and the team at SouthStar Bank help me understand the process and work through my to-do list. I heard stories about the SBA, but the experienced professionals at SouthStar Bank submitted a thorough application and our loan was approved soon after. I’ll be opening another store soon and will definitely use SouthStar Bank again.

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Customer Spotlight – Gary and Janie Gray

Gary and Janie Gray

When we decided to build our ranch home and needed funding we knew we wanted to deal with Norman Koch at First Star Bank, which is now known as SouthStar Bank. We knew from the many years of previous bank/business dealings that he could be trusted. He reassured us he could make the deal happen. He put us in touch with Joe Scarpinato at the Hearne branch assuring us we would like working with him and have no problems. We are happy to say Norman was right. Joe and Norman worked together and made what can be a tedious process go very smoothly and kept us in the loop on progress. It was a happy day for us when we were able to begin building. Thanks to Joe and Norman for making this such a smooth transaction.

Georgetown Branch

Customer Spotlight – David Archibald

David Archibald

Owner, Mudd Creek Country Store and Chop House

Mudd Creek Country Store was established in 2014 to provide Franklin, TX area residents and travelers with food, drinks, fuel and a friendly place to drop in for a visit. The bankers at SouthStar understood our vision and recognized the project’s incredible potential. Together, we worked through the details and SouthStar financed the project. SouthStar lived up to their reputation as flexible, common-sense bankers. Our Mudd Creek Chop House and Chicken Express restaurants have been particularly well received by the community. Come in and have a taste! We look forward to a long, prosperous relationship with our community and SouthStar Bank.

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